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5 Minute Friday
What you might have missed while watching the news. U.S. Infrastructure Investing. Today's Topic: U.S. Infrastructure Investing We have been inundated with headlines of recent from topics ranging from recession, inflation, indictments,...
Read MoreWhat Is Suspending Social Security Benefits
Suspending Social Security benefits is a process by which an individual can voluntarily stop receiving benefits for a while. The suspension can last up to four years, and the individual's benefits will not accrue. However, once the...
Read MoreHave You Thought About These Things for Retirement?
It is one of the most common questions people ask, and their parents usually ask them. What should I do when I retire? The biggest benefit of retiring is spending time with your family, but what about the rest? It's not just about...
Read MoreDo You Know How to Allocate Your Portfolio?
You've been told time and time again that you need to invest in a diversified portfolio. But what does that mean, exactly? And more importantly, how do you achieve it? Diversification is important because it helps protect your...
Read MoreWhat is the Student Debt Forgiveness?
In the United States, there are many ways to get financial aid to help pay for college. There are scholarships, grants, and even low-interest loans. However, with these options, student loan debt continues to grow. In fact, according...
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Don't Forget to Account for All RMDs (Required Minimum Distributions)
In today's World, an ever-increasing number of individuals are turning to Individual Retirement Accounts (IRAs) as a primary retirement savings vehicle. The main reason is the flexibility and tax advantages that IRAs offer. There are a...
Read MoreWhat To Expect in 2023 for the Cost-of-Living Adjustment
The COLA is a Cost-of-Living Adjustment for Social Security beneficiaries. It's also known as the raise, which helps offset rising living costs so that beneficiaries don't experience a decline in their standard of living. Seniors spend...
Read MoreCan You Catch Up On Retirement Savings?
If you've been reading financial advice for a while, you'll probably have heard repeatedly that saving for your retirement is one of the most important things you can do to secure your future. You’ll probably spend the rest of your...
Read MoreHas Covid - 19 Affected Americans’ Retirement?
It's been just a few months since Covid-19, the novel coronavirus, made its debut on the world stage and sent shockwaves through economies and societies around the world. One of the most immediate concerns has been how the outbreak...
Read MoreShould I Pay Off My Mortgage?
It's common advice for retirees to keep their home mortgage as a lien against their property and use their life savings to pay for their living expenses in retirement. That's because home equity has been one of the best investments for...
Read MoreDon't Worry if You Aren't Ready for Retirement
Don't worry too much about the retirement age, retirement benefits, and the ways to save for that special day when it all ends. The great news is you don't have to be ready to retire to enjoy life as long as you can live a healthy...
Read MoreSocial Security Benefits While Working
Social Security benefits are available to most people who work in the United States. Social Security retirement, disability and dependents benefits are available to workers who have paid into the system — but only if you're disabled,...
Read MoreHow Much Will you Really Spend in Retirement? 10 factors to consider
How much money will you need to have saved for retirement? This is a question that many people are asking these days. The answer is not always easy to determine, as many factors need to be considered. In this article, we will discuss...
Read MoreWhat is the SECURE Act?
Based on the U.S. Bureau of Labor Statistics, only 55% of civilian adults take part in workplace retirement plans. Even those who invest fall short of the recommended percentage of their yearly earnings. Wealth management Vanguard data...
Read MoreTaxes 2022: Tax Breaks for Filers over 50
Making it to the half-century mark should come with certain rewards, and the IRS is ready to hand them out. Once you turn 50 years old you begin to qualify for certain tax breaks that younger taxpayers don’t enjoy, including the...
Read MoreWarranty Deed vs Deed of Trust
When purchasing a home, there are a number of very important legal documents involved. Two such documents that you may encounter are a warranty deed and a deed of trust...
Read MoreEstate Planning
Why a living trust, rather than a will, is a better vehicle for bestowing home to heir - The Washington Post...
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